Story:
Having to retroactively find and organise files is a time sink.
Particularly at an organisational level, if your team iterates loads and quickly.
I think a tiny amount of design friction here would help improve quality of life.
Suggestion:
I would recommend that if an organisation:
Has projects or teams set up > Popup to select location of file > user selects location > new file opens
Does Not have projects or teams set up > Just open new file (as clearly no system in place)