It’s possible that you accidentally added someone else as an editor into a file within the team, so you’ll need to pay for them. You will be able to revoke their editor access.
If the email doesn’t ask you to do anything, this is not phishing — Figma already has your card number and will automatically withdraw funds at the date specified in the email (~3 days from the day it was sent). If you think this is a mistake and/or you don’t remove the unwanted editors in your team before the date, you will need to reach out to the Figma support team via the help “?” in the bottom right corner in Figma → Contact support.
ohhhh wow… ok, this clears things up. I’m new to Figma so I invited my client as an editor within the file to make the collab go smoother. Didn’t know this will directly bill me an additional member. There wasn’t even a warning in advance for choosing this option is a paid option. I thought I just purchased the product for a year and I could invite my client as a guest user… Going to contact Figma immediately about this because this certainly wasn’t what I wanted.
Revoked the editor status directly after your message.