With the strict enforcement of AI credit limits starting March 18, I’ve been looking at our organization's options for scaling usage. The current pricing structure for additional credits vs. adding new seats seems completely disconnected from reality for power users.
Let’s look at the numbers for a Professional Plan (2026 pricing):
- Option A: Add a Full Seat.
- Cost: $16/mo.
- Cost/credit: ~$0.005
- Cost for 3,000 credits: $16
- Option B: Pay-As-You-Go (Overage).
- Cost/credit: $0.03
- Cost for 3,000 credits: $90
- Option C: Shared Credit Subscription.
- Cost: $150/mo for 5,000 credits.
- Cost/credit: $0.03
- Cost for 3,000 credits: ~$90
The Result: It is 5.6x more expensive to buy official "extra" credits than it is to simply spin up a secondary "ghost" seat and use that account for AI generation.
The base credits for my team members who don't use AI are currently "locked" and wasted, while I’m expected to pay $90 for a 3,000-credit overage that could be covered by a $16 seat. We need a way to pool the credits we are already paying for across all seats before being asked to pay 6x the rate for "extra" ones.
Is anyone else finding this pricing logic impossible to justify to their finance departments?
